I was just wondering if any of you collectors out there carry a seperate insurance "rider" on your homeowner's or renter policy? I certainly don't have the collection that some of the folks have but when I started looking at "present values" (as well as potential "future values") it certainly becomes a nice "chunk of change" that I'm sure most insurance companies wouldn't payout on if something were to happen...i.e., fire, theft, et al, unless a seperate "rider" were issued. I have my collection on video, as well as "stills" and haven't done anything with it up to this point but need to....and soon! Any "direction" in this regard would be appreciated.