Hey Dea,

Welcome & watch out! Three HLs for Christmas hmmmmmm, that's a $180 - $300 a day (minimum) "habit". Not to mention you double your HL on one holiday. So, will it be 12 by Valentines Day and 24 by Easter . . . think about it! I've been collecting of less than a year and have 2 very full curios. Be very careful or you could end up like other those real wackos on the forum. If you need help let me know, I like to believe I have it under control.

As for the money aspect, I believe it is Master Card's responsibility to take care of that. Hey, they made the card that bought the lighthouses, just picked them out.

Hi, my name is Polly and . . .