Hi Rich. My point that I was trying to make is simple. If the ship is sinking, smart money says wait till its officially "sunk" to buy in. I just took advantage of a 50% off sale and I would not call that "pennies on the dollar". 50 pennies on the dollar yes but not like the discount you suggest. If the company survives, then 50% off is great. If they close doors permanently, then it is not such a great deal. I think its safe to say it appears they are going under. I do not want to step on you lifers toes and be the proclamation of doom, but it does not look good by any account that I read here. And again I am in to collect. I lived in Maine for a year recently and visited 60 of the 65 lighthouses there during that time and I have never been the same!