You don't always need the latest technology to accomplish what you need. If you put off until "the latest chip" you'll always be waiting. Your biggest questions should be storage, access, and what are you going to do with the results? Everybody's needs are different and you don't want to spend an extra $500 for options you'll never use. I bought a Sony Mavica CD about 2 1/2 years ago because I was waiting for that technology before I bought. I still use it constantly and for my purposes it's just what I need. I had a $3500-5000 Nikon in my hands a few month ago, and although very impressive, I'd be scared to use it and travel with it.
Good Luck. Do your research and get your hands on one before you buy it. You can get some good tips from Forumites as I purchased mine after seeing the wonderful results from Sean.

- Bob

80 - MSS