Irish, GO FOR IT and good luck. I applaude you for taking the ball and running with it by trying to help a loved one. There are many here on this Forum, that if they had the chance, would probably do what you are doing. If I had the chance I know I would because I would use the money to buy new lighthouses as they come out rather then keep just one. The other thing is all of us have our own opinions and whos to say anyone is right or wrong. Do what you have to do and never look back at what others are saying or doing. GOOD LUCK and I hope you double your reserve.

Rich