I'm not a professional photographer either, but, that said, all of my camera gear is insured for total loss replacement on a separate policy for professional use. I carry that insurance on the cameras and lenses largely because of some of the extreme weather conditions that I shoot in.
Depending on what I'm doing, I sometimes will put a slit in the bottom of a zip loc bag big enough for a lens hood to protrude through and then generally use a heavy rubber band to snug it down to the lens hood, with the other end of the bag open to allow access to the camera controls. Other times I don't bother and the camera and lens get as wet as I do, which is pretty wet for me, and to the point of water running off the filter on the lens and dripping from the camera bodies. I shoot with Nikon gear, predominantly an F5 although occasionally I also shoot with an N90 and they've always withstood what I've subjected them to extremely well. I do take some precautions for blowing sand and dust on the beach by not opening the camera outside of the car, but that's about it. I don't know if some of the storm photos I posted on here are still up since webphotos started blocking links to images in galleries on that site, so I'll post a couple on here.
This first image was shot using a Nikon N90/Nikkor 24-120 mm lens at 50 mm on Provia 400F slide film from the north pier across the channel to the South Haven Lighthouse (Michigan). When the spray from this wave came across the channel, the camera (sans zip loc bag) and I both got soaked!
The next photo gives you a better idea of just how totally engulfed in spray the lighthouse can get. This shot was taken away from the maelstrom with a 300 mm lens from about 1/2 mile away.
To give you an idea of what it's like when a big one comes over the light and across the channel at you, the sort of up close and personal vantage point...
Shooting from the relative dryness of the beach...
this was taken handheld with my F5/Nikkor 80-200 mm f2.8 AFS lens on Provia 100F. I was standing at the water's edge and sank knee deep in the cold, wet sand by the time I finished shooting a series of 7 or 8 photos from this location.
Sometimes, you get lucky, and mother nature cooperates and gives you big waves on a bright, sunny day! (Not very often, She has a perverse sense of humor with photographers in my opinion). this photo was taken from a distance of about 1/2 mile away up on the bluffs overlooking the South Haven lighthouse with my F5 mated to a Nikkor 500 mm f4 AFS lens on Provia 100F slide film.
The other extreme that you learn to deal with is cold. If you're going to shoot in extreme cold, take out your alkaline batteries and leave them at home. Get two complete sets of lithium batteries and keep one in an inside pocket while the other is in the camera. Lithium batteries put out current at a constant rate down to about -40F. Eventually, they'll get cold and you can swap them for the warm set in the inside pocket. The cold ones from the camera will work fine again once they warm up.
This first photo was taken on a balmy December day in 2000 between Christmas and New Years. The air temp was -28F and, with the "breeze" the wind chill was a pleasant -55F!
On a clear calm day that same week when the air temp was about -20F...
I was lucky enough to have the above photo on the cover of the LH Depot catalog in January this year.
The last photo below appeared on the cover of Lighthouse Legacy about a year or so ago...
I hope you all enjoy these and that maybe these will give some of you out there the encouragement to get out with your cameras occasionally when the weather isn't the greatest to shoot the lights along our four coasts!
[This message has been edited by lighthouse_photo (edited 05-10-2002).]